Setting up your fitness center: How to avoid financial hurdles | ATLETICA
Setting up a fitness center is an exciting but also costly challenge. High-quality equipment, functional furnishings and modern design are essential - but the purchase costs can quickly become a hurdle. In this article, you will learn how to equip your fitness center with premium equipment without breaking your budget and why flexible financing options are the key to success.

What financing options are there for fitness centers?
Financing fitness equipment offers many flexible options to enable high-quality equipment without putting a huge strain on your budget all at once. Here are the most common financing options to help you equip your fitness center or home gym:
1. Installment purchase
- What is that?
- With installment purchase, you pay the total amount in fixed monthly installments over a set period of time.
- Advantages:
- Planning security through fixed monthly amounts.
- No large one-time payment is necessary, which saves your budget.
- Often low to no interest rates with certain providers.
- Suitable for:
- Private individuals or smaller fitness studios who want to finance their equipment gradually.
2. Leasing
- What is that?
- When leasing, you pay a fixed monthly fee for using the equipment. At the end of the term, you can buy the equipment, return it, or extend the lease.
- Advantages:
- Lower monthly costs compared to purchasing.
- Devices can be replaced with newer models after their term.
- Ideal for always staying up to date with the latest technology.
- Suitable for:
- Fitness studios that want to regularly modernize their equipment.
3. Hire purchase
- What is that?
- A combination of leasing and installment purchase, where the installments paid are credited towards the purchase price at the end of the term.
- Advantages:
- Acquisition of ownership at the end of the term.
- Flexibility through usage option during the term.
- Suitable for:
- Companies that plan for the long term and want to be the owners of the devices at the end.
4. Working capital loans
- What is that?
- A loan specifically for the purchase of equipment, often offered by banks or specialized financial service providers.
- Advantages:
- Individually tailored terms and interest rates.
- Large purchases can be financed without immediately tying up capital.
- Suitable for:
- Larger fitness centers or companies with extensive investment plans.
5. Zero-percent financing
- What is that?
- A special form of installment purchase where no interest is charged.
- Advantages:
- Affordable financing without additional costs.
- Ideal for purchasing premium equipment without interest charges.
- Suitable for:
- Studios or private individuals who prefer cost-effective financing.
6. Operational leasing for large studios
- What is that?
- With operational leasing, you only pay for the use of the equipment, without the goal of purchasing it. At the end of the term, the equipment is returned or replaced with new models.
- Advantages:
- No capital required for purchase.
- Ideal for companies that want to remain flexible and do not want to make long-term commitments.
- Suitable for:
- Large fitness chains or studios that focus on flexibility.
7. Financing models directly from the provider
- What is that?
- Many fitness equipment providers, such as Atletica, offer their own financing options that are specifically tailored to fitness studios or home gyms.
- Advantages:
- Flexible terms and simple processing directly with the provider.
- Often without complicated credit checks.
- Suitable for:
- Fitness studio operators or private individuals who are looking for quick and uncomplicated financing.

Whether you choose to buy on installments, lease or hire purchase, there are numerous financing options to purchase high-quality fitness equipment without exceeding your budget. Choose the model that best suits your needs and plans and use the flexibility to successfully build your fitness center or home gym.
Setting up a fitness center β these sports equipment are indispensable
When setting up a fitness center, choosing the right equipment is crucial to success. A well-equipped gym should offer both strength and cardio equipment and functional equipment to meet the needs of all members - from beginners to professionals. Here are the essential sports equipment that no fitness center should be without:
1. Strength training equipment
power rack
- Why indispensable?
- The heart of strength training. Enables safe basic exercises such as squats, bench presses and pull-ups.
- Modularly expandable with dip bars or pull-up handles.
multi-press (Smith Machine)
- Why indispensable?
- Guided movements for safe training, ideal for beginners and heavy loads.
- Perfect for shoulder presses, squats and bench presses.
weight benches (adjustable)
- Why indispensable?
- Versatile for exercises such as flyes, bench presses or rowing.
- Stable padding and adjustment options for different angles.
2. Free weights
barbells and weight plates
- Why indispensable?
- Essential for training large muscle groups such as back, legs and chest.
- Durable coatings and precise balance ensure safety and durability.
dumbbells
- Why indispensable?
- Flexible for a variety of exercises such as bicep curls, tricep extensions or rowing.
- Adjustable versions save space and offer many weight levels in one set.
kettlebells
- Why indispensable?
- Ideal for dynamic exercises such as swings, Turkish get-ups or clean & press.
- Promotes strength, coordination and explosive power.
3. Cardio equipment
treadmill
- Why indispensable?
- The classic for endurance training. Suitable for walking, jogging or sprinting.
- With shock-absorbing running surfaces for joint-friendly training.

rowing machine
- Why indispensable?
- Full body workout that combines strength and endurance.
- Water or air resistance systems provide a realistic rowing feel.
Assault Bike
- Why indispensable?
- Perfect for high-intensity interval training (HIIT).
- Combination of strength and endurance training.
4. Functional Training Equipment
plyo boxes
- Why indispensable?
- Versatile for jumps, step-ups or dips.
- Robust construction and non-slip surface ensure safety.
Battle Ropes
- Why indispensable?
- For dynamic exercises that train strength and endurance simultaneously.
- Durable and long-lasting.
cable pulling machines
- Why indispensable?
- Enables versatile pulling exercises such as lat pulldowns, triceps pushdowns or cable crossovers.
- Perfect for isolating specific muscle groups.
5. Accessories
resistance bands
- Why indispensable?
- Ideal for mobility exercises, warm-ups or assisted pull-ups.
- Different resistance levels for different requirements.
floor mats
- Why indispensable?
- Protect the floor and dampen noise from heavy weights.
- Provide safety and comfort during training.
jump ropes
- Why indispensable?
- Perfect for quick cardio training and coordination exercises.
- High-quality materials ensure long-lasting use.

A well-equipped fitness center needs a mix of strength machines , free weights , cardio machines and functional equipment to meet the needs of different target groups. With a careful selection of premium equipment, you lay the foundation for a professional training experience and long-term success.
Everything for your fitness center β now at Atletica with financing options!
Whether power racks , treadmills , kettlebells or functional accessories β at Atletica you will find everything you need for a professional fitness center. Our high-quality premium fitness equipment stands for quality, durability and modern design.
And the best part: With our flexible financing options, you can equip your studio without making large one-off payments. Get a free initial consultation now and plan the perfect equipment for your fitness center with our experts. Your success starts here!